The phrase "being into one for" refers to owing someone something, usually money. Antonyms for this phrase include: debt-free, creditor, and unobligated. If someone is "debt-free," it means they do not owe anyone anything. "Creditor" refers to the individual or organization that is owed money. Finally, "unobligated" means not having any obligation to someone, such as not owing anyone any money. These antonyms represent the opposite of the concept of "being one for," which implies a debt or obligation to someone, and allude to financial independence and freedom from debt.